MONTE-CARLO, Monaco: The 2014 World Entrepreneur of the Year is a modest banker from India on an audacious mission: to build a people-focused financial-services giant that reaches out to the two-thirds of Indian consumers, or 800 million people, who don’t currently have a bank account. Uday Kotak, the 55-year-old founder and 50% owner of Mumbai-based Kotak Mahindra Bank, is challenging a cozy, state-dominated banking establishment that serves only the most […]